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Products / AkieniPay

Payments & collection,
made for Central Africa.

AkieniPay aggregates Mobile Money, cards, transfers and cash points behind a single API · with automatic reconciliation, idempotent webhooks and PCI-DSS / BEAC compliance. One integration, every channel.

01 / Product Live in production SaaS · 2024 →
Overview

One connector. Every channel.

In the region, collecting payments means integrating 6–10 providers (MTN, Airtel, Visa, MasterCard, XAF bank transfers, cash points…). AkieniPay gives you one API, one dashboard and one support team.

Mobile Money channelsMTN MoMo · Airtel Money · Orange Money
CardsVisa · Mastercard · GIM-UEMOA
TransfersXAF · SWIFT · local banks
Cash pointsPartner branches
Monthly volumeXAF 2.4 Bn+
CompliancePCI-DSS · BEAC · COBAC
Features

What's in the box.

Not just an aggregator: everything you need to operate, reconcile and audit collections at scale.

01 / API

REST API + Webhooks

Idempotent endpoints, HMAC signing, exponential retries, unlimited sandbox.

02 / CONSOLE

Merchant console

Real-time dashboards, CSV/PDF exports, fine-grained roles, full audit log.

03 / RECON

Auto reconciliation

T+0 match across channels, bank accounts and back-office · alerts on gaps.

04 / PAYOUTS

Payouts & refunds

Disbursements to Mobile Money and bank accounts, in batch or one-shot.

05 / FRAUD

Fraud screening

Rules, velocity checks, negative lists, scoring · tunable without redeploys.

06 / LEDGER

Accounting ledger

Double-entry, multi-currency, OHADA-ready exports for your auditors.

How it works

From checkout to reconciliation.

A single integration unlocks every channel. We handle the complexity on the operator, bank and regulator side.

01 / INIT

Initiate payment

Your back-end calls POST /payments with amount, channel and idempotency key.

02 / ROUTE

Smart routing

The engine picks the operator, applies your rules and sends the request.

03 / NOTIFY

Signed webhook

You receive the status (success / fail) over an HMAC-signed webhook · auto retries.

04 / SETTLE

Settle & reconcile

Funds disbursed to your account, auto reconciliation, accounting entries posted.

Use cases

Who already runs on it.

Online merchants, state operators, NGOs and sovereign services · AkieniPay collects for all, with the same API quality.

$

Fiscal collection

Tax, VAT and customs collection via Mobile Money, card or branch · plugged into the national fiscal backbone.

Utility billing

Water, electricity, telecom · bill payment at branches, on web or via USSD, with automatic bank reconciliation.

E-commerce

Drop-in checkout, 3DS support, split payments, T+1 merchant payouts.

Documentation

Built for developers.

REST API documented as OpenAPI, SDKs in PHP / Node / Go / Python, unlimited sandbox, keypair issued 30 seconds after signup.

REST · JSON OpenAPI 3.1 HMAC SHA-256 PHP SDK Node SDK Go SDK Python SDK
  • Unlimited sandbox & instant keys
  • HMAC-signed webhooks · timestamp verification
  • Native idempotency on every write endpoint
  • Explicit versioning · no surprise breaking changes
Request API access →
// Initiate a Mobile Money charge
POST https://api.akienipay.com/v1/payments
Authorization: Bearer ak_live_…
Idempotency-Key: ord_8421-2026-05-15

{
  "amount":    25000,
  "currency":  "XAF",
  "channel":   "mtn_momo",
  "customer":  { "msisdn": "+242066123456" },
  "reference": "INV-2026-00482",
  "webhook":   "https://acme.cg/hooks/akienipay"
}

→ 202 Accepted
{
  "id":     "pay_01HX0…",
  "status": "pending",
  "hint":   "Approve on the customer's handset"
}
Talk to us

See AkieniPay in real conditions.

Guided demo, instant sandbox keys, direct technical support from the team that built the product.